Customer Reviews

See what 100's of other Chicagoland residents are saying about us

260+ 5-Star Reviews on Google

Check out all of our Google Reviews on Google

We could not have asked for a better agency to work with when it was time to look for new policies and find ways to save some money on ever-increasing premiums for auto and home insurance. Thanks, especially, to Pat for being an awesome agent and for the rest of the JL Insurance team - we have always been well taken care of. Everyone here is very caring, knowledgeable, and professional and responsive to our needs and inquiries. Highly recommend!!

Jill Holubetz

Joe Lombardi was extremely helpful and knowledgeable when it came to my insurance needs. He provided competitive rates, I was able to save money, and have now switched over my home and auto to his agency. Thank you very much.

Gerald Guzman

Joe and his team are fantastic! Definitely someone you can trust with your insurance needs. I usually only take the time to write a review if I have a complaint or criticism, but had to make an exception for Joe. Check them out!

Lizzie P.

I decided to look into a different insurance company because mine was just getting to be to expensive when I really didn't even use it. Called Pat at JL and he was extremely good at what he does, explained my quote and best thing of all got me a great price. You need to check them out. You will not regret it.

Marcos Mercado

Joe and his team are knowledgeable, responsive and easy to work with. We will continue to use them for our multi-family properties. Thanks Joe!

Zizi S.

Joe and his team are outstanding. They went through my coverages line by line and showed me where I was getting value, where I was not and how a policy with Farmers could address all of it. I was happy when we made the change to Farmers, but even happier I am with JL Insurance after a recent claim. They were knowledgeable, set expectations accordingly and saw us through it. I would recommend this agency to anyone.

Ryan Watson

A friend recommended JL Insurance to me after complaining to him a few times about premium rates. I decided to reach out to his agent and I am so glad I did. Joe went over various options and took time to explain what products would work best for all my insurance needs. Joe not only helped me to save money but also provided the best coverage to protect my home, auto and business.

Amjad Ghafoor

Pat was the best agent I’ve ever worked with! He was super responsive, friendly, efficient, and incredibly knowledgeable. We wish we would have reached out to him sooner! Highly recommend!

Jill Roderick

The team over at JL Insurance is dedicated to the customer, my experience with them was extremely smooth and enjoyable. You won’t regret choosing them.

Sean Wollenberg

Professional insurance team that provides thorough advise and has years of trusted experience. You can have confidence in bringing your personal insurance, antique or class vehicle coverage as well as commercial needs to JL Insurance.

Diane Kukla

Patrick Wicyk was a huge help to getting the best insurance possible at an affordable rate! He has been helpful in making the transition from my previous insurance company to the new one with him.

Daniel Ulrich

Joe is a driven professional that always here to help. Would highly recommend using him, and his agency for all your insurance needs.

Steven Henderson

Great service and great prices. Our agent, Pat, was great to work with. Great and fast communication. Glad to be under JL Insurance!

Guy Tiberio

Joe has been our insurance agent for years. He and his team do a fantastic job. Our home was recently hit by hail and we had damage to our roof, gutters, and window screens. The process was painless and simple. I spoke with Joe that day and got the claim started. The insurance adjuster process was painless and simple as well. We already have a new roof installed while our neighbors are fighting with their other insurance agents. Highly recommend JL Insurance, Inc.

Steve Jungermann

Joe was excellent to work with. He and his team are true professionals to get you everything you need. Easy to reach and great to talk to. Makes these processes quick and easy and I couldn't be happier.

Caelan Hayes

Joe is very honest, trustworthy and thorough in his quest to insure the world. Joe is motivated and puts his clients needs first. You cannot go wrong with choosing Joe!

Will

Great service, great rates, and always willing to answer any questions. Highly recommend!

Nouman Qureshi

We recently switched our home and auto insurance to JL Insurance and are super happy about saving a ton of money. Pat is knowledgeable and friendly! Highly recommended!

Jennifer R.

The epitome of honesty and service. Pat W. has lived a life of service to his community, and he brings that attitude and service to help with any insurance needs. I couldn’t be happier with the support JL Insurance has provided.

Michael Marchese

Great experience! Told my agent what I am looking for and provided a price range. They took care of the rest and met my needs. Filing paperwork was easy through the app and the team kept good communication throughout the process. Highly recommend

Jeremiah Allen

FAQ

Frequently asked questions

What does home insurance typically cover?

Home insurance typically covers dwelling protection (structure), personal property, liability, and additional living expenses in case of a covered loss or damage.

What types of commercial insurance does JL Insurance Inc. offer?

JL Insurance Inc. provides a range of commercial insurance options, including general liability, property insurance, workers' compensation, and business interruption coverage.

How much life insurance coverage do I need?

The amount of life insurance coverage you need depends on various factors such as your income, debts, dependents, and financial goals. It's advisable to speak with a JL Insurance Inc. agent to determine the appropriate coverage amount for you.

How can I lower my home insurance premiums?

There are several ways to potentially lower your home insurance premiums, such as increasing your deductible, installing security systems, bundling multiple policies, and maintaining a good credit score.

Can I change my life insurance policy as my needs change?

Yes, you can make changes to your life insurance policy as your needs evolve. JL Insurance Inc. can assist you in adjusting your coverage accordingly.

How is car insurance premium calculated?

Car insurance premiums are typically determined based on factors such as your driving record, vehicle type, location, age, and coverage needs.