Insurances

Insurances we offer

Vehicle & Personal Insurance

Explore Our Personal & Auto Insurance Options

Car Insurance

Protect your prized possession on the road with comprehensive car insurance from JL Insurance Inc. Whether you're commuting to work or embarking on a road trip, our coverage options offer peace of mind and financial protection in case of accidents, theft, or damage. Get a free quote today and discover how we can help you stay safe behind the wheel.

Car Collections

Car Collections Insurance from JL Insurance Inc is like a protective bubble for your beloved fleet of automobiles. This isn't just insurance, it's a ticket to joyrides with peace of mind. Whether you're a vintage aficionado or a sports car enthusiast, we've got your back (and your bumpers!). With us, your prized collection gets the star treatment it deserves. So go ahead, fuel your passion and leave the worries to us!

Exotic Specialist

Exotic Specialist Car Insurance is tailored for owners of unique and high-value vehicles. We understand these cars are more than just assets; they're passions. Our coverage ensures your rare or exotic vehicle gets the protection it deserves, with options for agreed value, choice of repairer, and comprehensive damage coverage. Experience peace of mind knowing your prized possession is in safe hands with JL Insurance Inc.

Motorcycle Insurance

Rev up your engines and hit the open road with confidence. JL Insurance Inc. offers motorcycle insurance that covers both you and your bike. From liability protection to comprehensive coverage, our policies are tailored to meet the unique needs of motorcycle enthusiasts. So gear up and enjoy the thrill of the ride, knowing that we've got your back.

Boat & Watercraft

Set sail with the right protection for your boat or watercraft. At JL Insurance Inc., we understand that your vessel is more than just a hobby – it's a lifestyle. Our boat and watercraft insurance policies provide coverage for accidents, damage, and liability on the water. So whether you're cruising along the coastline or exploring hidden coves, you can navigate with confidence.

Collectible Auto

Classic cars deserve special attention and protection. JL Insurance Inc. offers collectible auto insurance that understands the unique value and significance of your vintage vehicle. With coverage tailored to meet the needs of car enthusiasts and collectors, we provide peace of mind so you can showcase your treasure without worry.

Top Gear Agent with Hagerty:
Top 20 of 40,000 agents

RV

Embark on your next adventure knowing that your home on wheels is protected. JL Insurance Inc.'s RV insurance offers comprehensive coverage for your motorhome, camper, or trailer. From accidents to natural disasters, we've got you covered on the open road. So pack your bags, hit the highway, and let us take care of the rest.

ATV & Off-Road

Off-roading is all about adventure and adrenaline, but it's important to have the right insurance coverage before you hit the trails. JL Insurance Inc. offers ATV and off-road insurance that protects you and your vehicle from unexpected mishaps. Whether you're tearing through mud or conquering rocky terrain, our policies ensure you can enjoy the thrill while staying protected.

5th Wheel

For those who prefer the luxury and convenience of a 5th wheel, JL Insurance Inc. offers specialized insurance coverage. Our comprehensive policies protect your investment on the road, providing coverage for accidents, theft, and liability. So hitch up your 5th wheel and travel with confidence, knowing that we're by your side.

Travel Trailer

Embarking on a journey with your travel trailer? JL Insurance Inc.'s travel trailer insurance offers peace of mind as you explore new destinations. Whether you're camping in the wilderness or parked at a scenic spot, our coverage protects you against unforeseen events. So pack your bags, hitch up your trailer, and let the adventures begin.

Health Insurance

Discover peace of mind with our Health Insurance offerings. Our comprehensive coverage is designed to safeguard your most valuable asset - your health. From routine check-ups to unforeseen medical emergencies, we've got you covered, ensuring you receive the best possible care without the stress of financial burden. With us, your wellbeing is always the priority.

Commercial Insurance

Our Commercial Insurance Offerings

Commercial Insurance

Running a business is no small feat. From managing operations to navigating risks, it's a journey filled with twists and turns. But fear not, JL Insurance Inc.'s commercial insurance is here to help you sail smoothly. With our comprehensive coverage options, you can focus on growing your business while we handle the risks.

Commercial Auto

On the road to success, it's important to protect your business vehicles. Whether it's a single company car or a fleet of delivery vans, JL Insurance Inc.'s commercial auto insurance provides coverage for accidents, theft, and liability. Drive your business forward with the assurance that we've got you covered.

Commercial Property

Your business property is more than just a building – it's where ideas come to life and dreams become reality. That's why JL Insurance Inc. offers commercial property insurance to safeguard your business from unforeseen events such as fire, theft, or natural disasters. Keep your business standing strong, no matter what comes your way.

Workers' Compensation

Taking care of your employees is a key part of running a successful business. At JL Insurance Inc., we offer workers' compensation insurance that protects your employees in case of work-related injuries or illnesses. From medical expenses to wage replacement, our policies ensure that your team gets the care they need to recover and return to work.

General Liability

In the world of business, accidents can happen even with the best precautions in place. That's where JL Insurance Inc.'s general liability insurance comes in. Our coverage protects your business from claims of bodily injury, property damage, and advertising injury. So you can conduct your business with confidence, knowing that we've got your back.

Home Insurance

Discover Our Home Insurance Policies

Homeowners Insurance

Picture this – a cozy home with a white picket fence, a sanctuary for you and your loved ones. With homeowners insurance from JL Insurance Inc., you can protect your dwelling, personal belongings, and even your liability. So go ahead and make memories in your dream home while we take care of the rest.

Condo Insurance

Living the condo life? We've got you covered. JL Insurance Inc. offers condo insurance that safeguards not only your personal belongings but also the interior structure of your unit. From unexpected mishaps to liability concerns, our insurance ensures that you can enjoy your modern oasis worry-free.

Renters Insurance

Just unlocked the door to your first apartment or rented home? It's time to make it your own! At JL Insurance Inc., we understand the value of your belongings, whether it's that vintage record player or your collection of succulents. Our renters insurance provides the protection you need, so you can focus on creating a space that truly reflects your style.

Mobile & Manufactured Home

Life on the move? Your mobile or manufactured home deserves the same level of protection as any other. With JL Insurance Inc., you can hit the road knowing that your home is secure. Whether you're cruising across the country or settling down in a new park, our insurance has got you covered.

Vacation Homes

Ah, the perfect getaway. Whether it's a beachside bungalow or a mountain retreat, your vacation home is your personal paradise. At JL Insurance Inc., we offer tailored coverage options that protect your slice of heaven from unforeseen events. So kick back, relax, and let us handle the insurance while you soak up the serenity.

Vacant Homes

Is your property currently unoccupied? Don't let worries occupy your mind. JL Insurance Inc. provides vacant home insurance to safeguard your investment during those transitional periods. Whether you're waiting to sell or renovating, our coverage ensures that your vacant home stays protected until it finds its new purpose.

Landlord

Being a landlord comes with its own set of responsibilities and risks. But with JL Insurance Inc.'s landlord insurance, you can breathe easy. We offer comprehensive coverage for property damage, liability claims, and even rental income loss. So sit back, relax, and let us be your trusted partner in the world of real estate.

Earthquake

Living in an earthquake-prone region? Mother Nature can be unpredictable, but JL Insurance Inc. is here to provide stability. Our earthquake insurance offers the protection you need to rebuild and recover after a seismic event. With us by your side, you can face any rumble with confidence.

Flood

Water, water everywhere – but not all coverage is equal. When the tides rise, JL Insurance Inc.'s flood insurance keeps you afloat. Whether it's heavy rains or overflowing rivers, our coverage protects your property and belongings from the devastating effects of flooding. Don't let water woes dampen your spirits – we've got your back.

Life Insurance

Life is full of unexpected turns. At JL Insurance Inc., we believe in helping you navigate through life's uncertainties with our comprehensive life insurance coverage. Our policies provide financial support for your loved ones in case of your untimely demise, so you can live your life to the fullest without worrying about the future.

Term Life

Life can be unpredictable, but your financial security doesn't have to be. JL Insurance Inc.'s term life insurance provides a safety net for your family during a specified time period. From covering living expenses to paying off debts, our term life insurance lets you leave a legacy of love and not liabilities.

Whole Life

Imagine a life insurance policy that stays with you for a lifetime and builds cash value over time. That's what JL Insurance Inc.'s whole life insurance offers. With guaranteed death benefits and potential dividends, our policy ensures you leave a lasting financial legacy for your loved ones.

Universal Life

Looking for flexible life insurance coverage? JL Insurance Inc.'s universal life insurance allows you to adjust your premiums and death benefit while earning cash value. It's more than just insurance – it's a financial tool designed to adapt to your changing life circumstances.

Accidental Death

Accidents happen, and they can be life-altering. JL Insurance Inc.'s accidental death insurance provides additional financial protection to your family in the unfortunate event of your accidental death. Live your life fearlessly knowing that we're here to support your family when they need it most.

FAQ

Frequently asked questions

What does home insurance typically cover?

Home insurance typically covers dwelling protection (structure), personal property, liability, and additional living expenses in case of a covered loss or damage.

What types of commercial insurance does JL Insurance Inc. offer?

JL Insurance Inc. provides a range of commercial insurance options, including general liability, property insurance, workers' compensation, and business interruption coverage.

How much life insurance coverage do I need?

The amount of life insurance coverage you need depends on various factors such as your income, debts, dependents, and financial goals. It's advisable to speak with a JL Insurance Inc. agent to determine the appropriate coverage amount for you.

How can I lower my home insurance premiums?

There are several ways to potentially lower your home insurance premiums, such as increasing your deductible, installing security systems, bundling multiple policies, and maintaining a good credit score.

Can I change my life insurance policy as my needs change?

Yes, you can make changes to your life insurance policy as your needs evolve. JL Insurance Inc. can assist you in adjusting your coverage accordingly.

How is car insurance premium calculated?

Car insurance premiums are typically determined based on factors such as your driving record, vehicle type, location, age, and coverage needs.

The Highest Rated Insurance Service in Chicago

260+ Five Star Client Reviews

Great service, great rates, and always willing to answer any questions. Highly recommend!"
man avatar
Nouman Qureshi
"A friend recommended JL Insurance to me after complaining to him a few times about  premium rates.  I decided to reach out to his agent and I am so glad I did. Joe went over various options and took time to explain what products would work best for all my insurance needs. Joe not only helped me to save  money but also provided the best coverage to protect my home, auto and business."
man avatar
Amjad Ghafoor
“We recently switched our home and auto insurance to JL Insurance and are super happy about saving a ton of money. Pat is knowledgeable and friendly! Highly recommended!"
woman avatar
Jennifer R.
"Joe and his team are fantastic! Definitely someone you can trust with your insurance needs.  I usually only take the time to write a review if I have a complaint or criticism, but had to make an exception for Joe. Check them out!"
woman avatar
Lizzie P
“Pat was the best agent I’ve ever worked with! He was super responsive, friendly, efficient, and incredibly knowledgeable. We wish we would have reached out to him sooner! Highly recommend!
woman avatar
Jill Roderick
“Joe was excellent to work with. He and his team are true professionals to get you everything you need. Easy to reach and great to talk to. Makes these processes quick and easy and I couldn't be happier."
man avatar
Caelan Hayes
"Not able to tell you how happy I am with Surely. Best. Product. Ever! Wow what great service, I love it!"
- Thalia M.

Employee @ Company

"I have gotten at least 50 times the value from Surely. After using Surely my business skyrocketed!"
- Justis Y.

Employee @ Company